Payment Flow

At NOVL, we ensure a simple and secure payment process for all users.

  1. Order Placement
    Customers browse products/services on the NOVL platform and place an order by selecting desired items.
  2. Checkout
    At checkout, users provide delivery details and proceed to payment.
  3. Payment Options
    Customers can make payments using available methods such as:
  4. UPI
  5. Debit/Credit Cards
  6. Net Banking
  7. Wallets (if enabled)
  8. Payment Processing
    All payments are securely processed through our trusted payment gateway partner (Paytm). NOVL does not store any sensitive payment information such as card details.
  9. Order Confirmation
    Once payment is successful:
  10. An order confirmation is displayed on the screen
  11. A confirmation email is sent to the customer
  12. Failed Transactions
    If payment fails:
  13. The amount (if debited) will be automatically refunded by the bank/payment gateway within 5–7 working days
  14. Users can retry placing the order
  15. Refunds and Cancellations
    Refunds, if applicable, are processed as per our Refund and Cancellation Policy.
  16. Secure Transactions
    We use industry-standard encryption and security measures to ensure all transactions are safe and protected.